By Last Updated: July 28th, 2025

How Veterans Can Apply for Financial Funeral Benefits

Written by: Marissa Bergen, Healthcare Industry Writer, and Troy Centazzo, Founder and CEO of Opal Cremation

Key Takeaways

  • To apply for funeral benefits, veterans and their families must fill out specific VA forms and submit them online or in person, with other documentation. 
  • In receiving benefits, there are guidelines concerning how long you have to apply, who qualifies, and how much assistance families receive. 
  • Although benefits help with funeral costs, they typically won’t fully cover them. However, there are other options for families struggling to make ends meet. 
  • Families with questions about benefits can contact the VA or Opal Cremation. We offer resources and direct cremation expertise. 

Table of Contents

When a veteran passes away, their family may qualify for certain benefits. As long as the veteran meets specific federal and county criteria, you, as a family member, should be entitled to financial funeral assistance to help supplement costs associated with funeral expenses, which can include cremation.

Military Southern California graveyard with markers for buried and cremated survivors

You may have some questions about the application process and what the benefits cover. We’ve compiled the most commonly asked questions about veterans’ benefits to help provide clarity and alleviate potential concerns.

Visit our Veterans Resources page on our website. If you have questions, please let us know. We can provide complete guidance on accessing benefits and arrange a suitable send-off for your loved one. 

If you decide that direct cremation in Los Angeles is the best option, we offer affordable cremation Los Angeles and all-inclusive packages with no hidden fees. 

Which Forms are Required for Veterans’ Death Benefits?

Forms generally fall into two categories: forms veterans fill out before death to ensure they receive coverage, and forms families fill out after their loved one’s death to be reimbursed for funeral expenses and receive survivor benefits. 

If the veteran filled out the appropriate form before death, their families won’t need to fill out additional forms after death to receive coverage for burial expenses. However, they may want to apply for DIC benefits. 

Forms Filled Out by the Veteran Before Death

  • VA Form 40-10007: This form, filled out before a veteran’s death, determines whether they are eligible for a VA burial. 
  • VA Form 40-1330: Veterans who wish to be honored with a military headstone, grave marker, or niche marker should complete this form. 
  • VA Form 40-0247: For veterans who wish to be honored with a presidential memorial certificate.
  • VA Form 27-2008: This application determines eligibility for a burial flag.

Form 40-10007 for eligibility for military funeral benefits in Los Angeles and throughout the U.S.

These pre-need methods can reduce hassles for survivors. 

“If you aren’t sure your service qualifies for burial in a national cemetery, a pre-need determination of eligibility could give you peace of mind and ease the burden on your loved ones in that very difficult time.” 

National Cemetery Scheduling Office Director Jay Dalrymple in the VA’s report, “Helping Survivors Plan Ahead”.

opal tip

When vets fill out forms ahead of time, it saves relatives stress during difficult times and ensures they get the benefits they require.

Forms Filled Out by the Family After the Veteran’s Death

  • VA Form 21P-534 EZ: This form is used to apply for:
    • Dependency and Indemnity Compensation (DIC), monthly payments to eligible survivors of benefits who died on active duty or due to a service-related disability. 
    • Death Pension: A needs-based benefit for surviving spouses and children of wartime veterans.
    • Accrued Benefits: Benefits owed to veterans not paid out before their death. 
  • VA Form 21P-535: This form is specifically for parents of the deceased applying for DIC. 
  • VA Form 21P 530EZ: This form is used to apply for burial benefits, including the burial allowance, plot allowance, and reimbursement for burial expenses. 
Forms Filled Out by VetsForms Filled Out by Families
VA Form 40-10007Determines eligibility for benefitsVA Form 21P-534 EZDetermines eligibility for DIC and accrued benefits
VA Form 40-1330Determines eligibility for a headstone or grave markerVA Form 21P-530EZDetermines eligibility for DIC for parents of the deceased
VA Form 40-0247Determines eligibility for a presidential memorial certificateVA Form 21P 530EZDetermines eligibility for burial benefits
VA Form 27-2008Determines eligibility for a burial flag

Do you have questions about the necessary forms or want to find out more about direct cremation in Los Angeles? Contact Opal Cremation at 888-714-8481 for the answers you need.

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Do you have questions about the necessary forms or want to find out more about direct cremation in Los Angeles? Contact Opal Cremation at 888-714-8481 for the answers you need.

How Does Someone Apply for Financial Funeral Benefits for Veterans? (H2)

Once you determine which application you need, you can apply online, via mail, in person, or through a representative. Your options are as follows. 

  1. Go to Vets.gov and apply online.
    Search for the appropriate form on va.gov. The site will provide instructions on submitting the form and additional documentation. 
  2. Alternatively, they can also submit a paper application.
    If the family cannot apply online, they can also complete a physical paper application. The completed application should be mailed to your state’s Pension Management Center. In California, it is the St. Paul VA Pension Management Center.
  3. If you don’t want to apply via online or a physical application, you can also work with an accredited representative.
    You can appoint an attorney, claim agent, or volunteer service overseas to work on your behalf to receive the benefits.

Finally, you can visit your local regional benefit office and submit your application in person.
Los Angeles residents can submit paperwork at the Los Angeles Regional Benefit Office located at 11000 Wilshire Boulevard.

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In addition to helping you collect benefits, reporting the death will stop any benefits the vet received during their lifetime, relieving families of the potential hassle of paying back benefits later.

Veteran salutes the flag, grateful for VA benefits

What Kind of Information Do I Need to Apply for Financial Assistance for Veterans?

The VA will request supplementary forms along with the application. They vary depending on the type of form you’re filing, but may include: 

  • The vet’s Social Security number, or Veteran’s Administration (VA) file number
  • Date and place of birth
  • Date and place of death
  • Military status and history
  • A copy of the veteran’s DD214 or other separation documents
  • A copy of the veteran’s death certificate
  • Proof of your relationship to the vet, such as a marriage certificate, license, or birth certificate
  • A bill of burial expenses for families that require reimbursement

The price of a funeral can be high, even with VA assistance. Contact Opal to learn about our affordable cremation services in Los Angeles and Orange County. 

How Does the Money Get Distributed? Where Does It Go?

If the requirements are met and the family is eligible for the assistance, the money will go directly to the family. The VA will not apply the funds directly to a funeral service provider or crematorium; rather, it is a reimbursement for the expenses already incurred toward the funeral services.

Soldier’s remains after direct cremation Los Angeles

This means that the family will cover the costs of the loved one’s funeral or cremation first, and then they will be reimbursed via the veteran’s funeral benefits. You must keep all of your receipts to submit them for reimbursement.

Although expenses are typically covered retroactively, the VA may provide benefits that help the family plan and prepare for costs such as burial allowances, plot allowances, and transportation coverage. Veterans can also explore options like VA life insurance and end-of-life planning to help their family financially after their death. 

Is There a Limited Time to Apply for Veteran Funeral Benefits in California?

If the death was not service-related, families must apply for assistance within two years of the veteran’s burial or cremation to receive funeral benefits. If families do not file a claim within two years, it will most likely be denied. 

However, if the death was service-related, there is no time limit. Additionally, there is no time limit for receiving the transportation benefits. 

Is There a Limit on the Compensation? How Much Will the Veteran’s Family Receive?

The compensation amount will vary from family to family, depending on when the veteran passed away and whether their death was service-related. Here are some guidelines to consider. 

  • Service-related death: The VA will pay up to $2000 for a service-related death that occurred on or after Sept. 11, 2001. They will pay up to $1500 for deaths before that date. They may also cover transportation expenses if the veteran is buried in a VA national cemetery. 
  • Non-service-related death: If the death was not service-related but the vet died in a VA hospital, the vet may be entitled to a burial allowance of $978 and an additional plot interment allowance of $978. If the VA did not hospitalize the vet at the time of death, the vet may be entitled to a burial allowance of $300 and an additional plot interment allowance of $300. 

 Learn more about these factors here.

Death TypeCompensation 
Service Related After 9/11Up to $2000
Service Related Before 9/11Up to $1500
Non-Service-Related Death in a VA HospitalUp to $1956
Non-Service-Related Death Outside a VA HospitalUp to $600

Do Vet Benefits Cover the Costs of Funerals?

Funerals vary in cost; unfortunately, the VA does not fully cover expenses. So, how much will you spend, and how much will be covered? It depends on the type of service you choose. 

Services generally fall into four categories, as follows: 

  • Direct Cremation: The loved one is cremated without a ceremony. A memorial may be held at a later date. This tends to be the least expensive option, costing $2183 on average. The VA will not cover the cremation cost California, but may help with related expenses like transportation and markers. 
  • Traditional Cremation: This option resembles a conventional funeral, but the body is cremated rather than buried. The average cost is $6280. 
  • Direct Burial: The loved one is buried without a ceremony, often within 24-72 hours. It costs around $5097. 
  • Traditional Burial: This burial with a ceremony costs around $8300.
Type of ServiceWhat’s Involved Average Cost
Direct CremationCremation with no service$2183
Traditional CremationCremation with service$6280
Direct BurialBurial with no service$5097
Traditional BurialBurial with service$8300

As you can see, families will usually still face considerable costs, even after VA benefits. However, they can reduce expenses with the following strategies.  

  • Other Benefits: Family members may be eligible for other benefits through the government and the VA. For example, Social Security typically provides a lump sum payment of $255 to surviving spouses or children if no surviving spouse exists. Survivors can also apply DIC benefits to funeral expenses. 
  • Life Insurance: Vets can apply for life insurance through the VA or another organization, which can help cover funeral costs after they pass. 
  • Crowdfunding: The family may crowdfund on popular platforms to raise money to cover funeral expenses. 

Opal helps by offering affordable cremation in Orange County and Los Angeles. Our all-inclusive packages start at just $1295, with no hidden fees. Contact us to learn more about what we offer. 

How Long Will It Take for the Family to Receive Funeral Financial Benefits?

While the timeline varies, it can take up to six months for the VA to process the check and the family to receive the funeral assistance reimbursement.

Wait times can be long, but the VA is attempting to approve service to vets and their families. 

“We’re modernizing the record, we’re processing claims faster. By getting rid of bureaucracy and freeing up money, we will have more claims processed.”

-Deputy Secretary Paul Lawrence in a Kris 6 News report about New Survivor Benefits

opal tip

Ensure you have all documents ready, including discharge papers, the death certificate, and itemized receipts from the funeral, to expedite the process and receive benefits as soon as possible.

Soldier salutes flag, grateful for funeral benefits Orange County

What If I Need Help During the Application Process?

The VA makes everything very transparent via their application page and even has options for you to message them via Ask VA (AVA). They also provide contact numbers and resource articles to read throughout the process.

Opal Cremation is also happy to answer all of your questions regarding the passing of a loved one and what you can anticipate during the cremation and funeral process. Knowing how challenging this time can be, we can walk you through what’s expected and how to start to make plans. Compassionate professionals eagerly await your call and will provide all the information you need about Opal Cremation services in Southern California.

Are Cremation Packages Really All-Inclusive?

Families of veterans who pass may have a difficult time affording funeral expenses. They may hear of providers offering all-inclusive packages that seem too good to be true- and they often are. These providers may offer low prices but will tack on hidden fees that add to expenses, causing sticker shock when the bill finally arrives. 

Here are some surprise fees that may apply:

  • Documentation and permits, such as death certificates and cremation permits
  • The transportation of the body and ashes
  • Body storage if there is a delay in the cremation process
  • Urns and caskets
  • Viewing and services
  • Scattering of the ashes

… and the list goes on. 

Opal is the Ideal Choice for Direct Cremation Near MeOpal offers respectful direct cremation in Southern California

At Opal, we think it’s horrendous to take advantage of families in their time of need. That’s why, with us, all-inclusive means all-inclusive. Our packages start at $1295, and the price you’re quoted is the price you’ll pay. 

Here’s what our packages include: 

  • Documentation: We will help you gather the death certificate and all the necessary permits. 
  • Guidance on Scattering Laws: Our team will provide guidance on scattering laws in California, ensuring you don’t misstep. 
  • Personalized Service Options and Planning Support for ceremonies and tributes. 
  • Ongoing Communication during the cremation process and beyond. 

Opal is your source for direct cremation in Los Angeles and Orange County. As the best cremation company in Southern California, we provide a stress-free process so families can achieve closure during this difficult time. With us, the price we quote is the price you pay. 

Call us at 888-714-8481 to ensure peace of mind when your military loved one passes on.

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FAQs

Are all veterans eligible for funeral benefits?

No, your loved one may not be eligible for funeral benefits if they were dishonorably discharged, if they died while serving a federal prison sentence or while serving in Congress, or if they decline benefits. Their role in the military could also impact benefits.

When a veteran dies, who gets the money?

A low-income unremarried spouse or unmarried children of a deceased veteran may be eligible for survivor pension benefits.

Who notifies the VA when a veteran dies?

The next of kin, such as a surviving spouse or children, will typically notify the VA about their loved one’s death. In some circumstances, a licensed cremation provider or funeral director will handle this task.

Can I get assistance if the veteran is not buried in a national cemetery? (H3)

Relatives typically get more assistance if their loved one is buried in a national ceremony. However, benefits are available regardless of where they are buried.

What is the Presidential Memorial Certificate?

The president signs the Presidential Memorial Certificate for deceased, honorably discharged military personnel. It is available to families by request.

Additional Direct Cremation Resources for California Families

Opal Resources

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